IDFC First Bank Limited CC-Sep24.pdf · 2024-10-26
I am basically not an analyst. I am a shareholder only. So, my comments or questions are from that perspective. So, first of all, I am worried about, let ’s say, this continuous provision. You have talked about it, good, but still I remember last quarter you said that next quarter, the results will be subdued. But then onward, it will be pretty good. But when you said subdued, we did not expect this will be a subdued. This is number one. Number two, I mean, good that you have cleaned up the b ooks. But if we get out of, say, microfinance, we get out of infrastructure, we get out of personnel, where do you see these growth items coming next? Or do we just hang around like this only? We should forget about this as a shareholder. So, your comments, please?
When you say vehicle finance or property and such things, you have to bear in mind that there is supposed to be a slowdown going on and maybe the demand for all these things are likely to come down.