Prashant Kumar

First of all congratulations sir, on a remarkable tenure of South Indian Bank. And under your leadership, the bank has delivered a significant turnaround and we wish you all the very best for your future endeavor. My first question is on corporate credit, I mean, asset side and corporate credit has grown at a healthy pace over the past few quarters.

Yes. So sir, you have mentioned about that the HFC likely to take option to sell 10 lar ge account to ARC. So what is -- what will be the interest income component on these accounts because it may impact abruptly interest part in coming quarter? And is it going to happen in next quarter or Q1 FY'25 because there is track record that margin wa s roughly that 2 or 3 good quarterly performance, margin fall abruptly.

Okay. Thank you, sir.

Okay. So it remains like how many basis points if you can give something? I mean, yes, you have mentioned that 2.8% to 3% NIM may be in next quarter. I think -- so my concern is it may fall on to more around...