Sir, my first question is to do with deposits. Could you share the split of term deposits between retail and bulk deposits?
Sir, could you also give the Y-o-Y growth for the retail term deposits and the bulk deposits?
Questions across 2 calls
Priyesh Jain
HSBC
Indian Overseas Bank
Capri Global Capital Limited
Sir, we are noticing that there is a steady increase in the co -lending share. I have some questions regarding that. I want to under stand how different is the customer profile under the co -lending book versus the on -book loans? If you could throw some light on that.
Fair enough, Sir. I'm just trying to understand, like I'm trying to get a flavor of the co-lending book versus the regular book. So maybe if y ou could like -- what I understand is there are not any specific products being made or co -created specifically for such co -lending partners. But there might be some filters and, ultimately, the book that they get is different. Like wha t is the differences between that book and our book? Maybe there could be any differences in the loan characteristic or something in terms of interest rates or ticket size or tenure or things like that.