Niva Bupa Health Insurance Company Limited CC-Nov25.pdf · 2025-11-03
I had one question. Within our group health insurance portfolio, could you share how the premium mix or share between employee -employer versus SME customers have evolved? Further, if you could provide some perspective on the underlying business economics at a ballpark level of writing employee group health versus SME? What factors make the SME business segment attractive? As you know, we had discussed previously that SME business is an attractive segment wi thin the health business and how it is different from writing employee -employer business. In addition to this, what has been our approach to become better in SME business in terms of growth and profitability as this segment tends to be a bit price-sensitive? This is my question.
Okay. And more on the economics perspective, if you could give a ballpark figure in terms of combined ratio?