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Questions across 1 call

Raghav Garg

A mbit Capital

Cholamandalam Investment and Finance Company Limited

Cholamandalam Investment and Finance Company Limited CC-Mar25.pdf · 2025-04-28
Hi, good morning and thanks for the opportunity and congrats on the 4Q performance. I have a few questions. One, just for clarification purposes, did you say that AUM growth for Vehicle Finance will be 30%, in FY '26, is that 25%? Is that what you said? Sorry, I may have misheard it?
Understood. And sir, I was looking at your 4Q numbers for the vehicle finance segment, there seems to be some seasonality in the vehicle finance yields. In fourth quarter, it tends to increase about 30 to 40 basis points quarter-on-quarter every time in fourth quarter. Why is that?