Aptus Value Housing Finance India Limited CC-Dec23.pdf · 2024-02-02
I just have one question. Your branch network and your employee base has expanded sequentially. Yet what we've seen is that the OPEX to assets has come down over this last quarter. Is it that a lot of this expansion was back -ended during the quarter? And hence we'll probably see some of those costs in Q4. Just your thoughts on that would be useful. Thanks.
Sure, thanks. Sorry, just if I can ask one more question. What is your outlook on spread? You said that your yield is basically flat quarter-on-quarter, but the cost of borrowing has gone up. How much more of an increase should we expect in the cost of borrowings? And what would be the trajectory on the yield front? Yes, that's all from my side.