Thank you for the opportunity. I wanted to ask what has been the pricing trend in the lab- grown diamonds? We have been seeing some decline over the last two years. But what has been the recent experience on the demand side, as well as pricing?
I am not asking about the certification pricing. I am asking about the actual lab-grown diamond pricing at the wholesale as well as retail levels?
My question is regarding the credit cost. At the end of Q1 call, you had given a guidance that H2 credit cost will be around 6%, but we have already breached that at 7.5%. What has changed in the last 2 quarters that we have breached it with such a large margin?
How often do we scrub the CIBIL database? How do we know whether you have multiple trade lines post him defaulting or before him defaulting? How often do we do that?