Axis Bank Limited CC-Jan26.pdf ·
Sir, if you can explain this, retail loans as a proportion of total loans has gone down actually, by almost, 200 basis points, whereas corporate has increased quite nicely by around 300 basis points and even SME has gone up by 1%, actually. So, just wanted to understand what is the strategy behind this? Why are you de -growing your retail loan in the overall loan book, actually? Yes, this is my first question.
And unsecured loans as a proportion of retail loans, has it come down ? Because secured portion you're saying is 73% of total retail loans. So can you give a comparative figure for the last year, actually?