Renish Bua

Sir, just two questions from my side one on this write-backs which you are expecting over the next two to three quarters. So, can you please quantify I mean what kind of write-off we have, and you know how much of that is on the block or let's say very close to resolution?

When we say this credit cost guidance of 35 basis point this is after considering this write-back or this is x write-back?

So, write-back will be the up side risk or let us say downside risk to our credit cost guidance?