Questions across 3 calls

Ritika Dua

Bandhan

Angel One Limited

Angel One Limited · 2026-07-16

So just wanted to understand the opportunity on the U.S. equity side. So how would maybe you know we would look to maybe position in term s of pricing or maybe product differentiation? Yes, just a broad would help. Thank you.

Just one follow-up, if I may. So for the offerings which are already there in the market, I mean, is there a number maybe in terms of how profitable it is? And also maybe what is the allowable limit and etcetera, which -- just to maybe understand per customer basis -- per customer, how much would be the allowable limit there? So 2 follow-ups…

Manappuram Finance Limited

Manappuram Finance Limited CC-Nov25.pdf · 2025-10-30

Thank you. Some of my questions might be repetitive because I just, I lined up in between. Sir, one is on the Bain that you were just answering in the previous question. So you will get some clarity in the next, I mean, you are expecting the approval in the next one month. Further to that, could you also highlight that obviously on the eventual stake where is the status also on the open offer? So that's one. Secondly, on the standalone ROE, obviously you had shared that the view that you have taken on reducing the yield. So where is the ROE on the standalone expected to really settle? So are we largely done with our yield correction? That's question two. And question three is actually on the vehicle GNPA. So if you could even highlight like what's the reason for the consistent rise there on the vehicle book? So these are my three and I will come back in between.

I am sorry to interrupt here. If at all I am looking at slide number 15, would that be the gold loan numbers only on the ROA, ROE or this is in inclusive of others also?

AU Small Finance Bank Limited

AU Small Finance Bank Limited CC-Dec24.pdf · 2025-01-24

Just one question. On your opening remarks, you made a reference on the gold business and how you go faster there because of a regulatory change? Could you just elaborate on that? That's the only question I have. Thank you.

So, just one clarification on the same. So, when you say that for the industry and I'm assuming whatever the circular is, it's applicable now for banks and NBFCs combined?