Can Fin Homes Limited CC-Sep23.pdf · 2023-10-18
So my first question is that on the restructured book, we had a provision of INR68 crores. And now in this quarter, we've done a management overlay of INR17 crores. So we have to say, an INR85 crores provision. Are you confident that this provision would be sufficient for all expected slippages from the restructured book going forward as well?
Got it. Sir, and my second question is that in your opening remarks, you said that for this year, you are targeting disbursement of INR10,000 crores. In the first half, we've done INR4,000 crores. So that leaves us with a run rate of INR3,000 crores per quarter for the second half. Are you seeing that kind of traction for a few quarters now, we seem to be around that INR2,000 crores and have unable to really step up that. Also I understood from your presentation is that you are trying to diversify your sourcing away from DSAs. So would that have some additional growth pressure. So your confidence on the INR10,000 crores disbursement and the traction you are seeing, if you could share there, it will be useful..