JM Financial Limited CC-Sep23.pdf · 2023-11-06
Yes. I have a couple of questions. If you look at our wholesale book on Slide 18, pre -COVID book is nearly INR713 crores and out of it, 60% is NPA, which is INR420 crores. So our GNPA is nearly 7.2% of the loan book of INR9,711 crores. So roughly INR300 crores is GNPA from loans disbursed after COVID. So, assuming that we have disbursed INR9,000 crores post COVID is not the NPA high -- around 3% on post -COVID book. Would it be the right understanding, sir?
Okay. And sir, my second question is, our current loan book is majorly disbursed post COVID. How much of these loans would be with players who were our customers pre-COVID and how many are new customers? Secondly till 2 quarters back, Ahmedabad was an important portion of our book which has more than 5%. And then in this quarter, it is not there. why so, sir?