Yes. Thank you so much for the opportunity and congratulations, sir, for better than expected margins actually. Now my first question was related to actually our CAPEX you highlighted we incurred around Rs. 125 crores in CAPEX. So, just wanted to clarify one thing, the 30,000 tonnes additional capacity in lead, which you highlighted in Q2, has it been fully commissioned in this quarter? And another one, 45,000 tonnes of lead which was going to come up in Q4, so is it on track? My first question is this on the CAPEX front, then I will highlight my second question.
Questions across 3 calls
Sagar Shah
Spark PWM
Gravita India Limited
First of all, congratulations for a healthy set of numbers. I had some few questions. My first question was related to your drivers behind the increase in the lead margin. This quarter, we had -- we saw our lead margins actually increasing. I'm talking on the EBIT level. So I think we have reached 12.5% as compared to the -- even quarter-on-quarter, we have a jump of around 150 bps. So what are the drivers of the le ad margin? Is it because of the increase in lead prices because -- or is it something else or operating leverage? What is it exactly?
Yes, sir.
Capri Global Capital Limited
And first of all , congratulations to the entire team of Capri for delivering such numbers. Sir, I had some few questions. So my first question was related to the previous participant's question, actually, as we are growing very fast actually in gold as well as housing and now our focus, as you said, that we'll be shifting towards MSME. So what kind of mix are we targeting for next year between these 3 segments out of your total loan portfolio, sir?
My next question was related to the gold loan AUM. We saw almost 58% growth actually in that segment. So I wanted to know how much was the tonnage growth actually that we have as collateral in our total AUM out of that?