Questions across 2 calls

Samant Singh

Phillip Capital

SBI Life Insurance Company Limited

SBI Life Insurance Company Limited CC-Apr26.pdf · 2026-04-22

Yes. Thanks for the opportunity. I hope you can hear me. Am I audible?

Yes, okay. So just at the two data keeping questions. One was on online channel growth that was very strong until 9 months, so like 45% Y -o-Y basis. So anything on the discrete Q4 number or the full year number that will be helpful. And the second is on a ttachment rate on the Credit Life portion. So what is attachment rate on home loans? So if you can just give two data points?

ICICI Prudential Life Insurance Company Limited

ICICI Prudential Life Insurance Company Limited CC-Mar25.pdf · 2025-07-15

Yes. So, just on return on premium products, there is a sharp fall around more than 30% this quarter. So, do you see this as like consumer preference is shifting away from return of premium products? Or is it like a temporary thing and you plan to launch new products going ahead, and sort of bring it in line with the previous quarterly numbers that we did? So, any colour on that, the return on premium products?

So, you are saying that the consumer preference is shifting away from return on premium towards more pure, okay.