Just to clarify on this margin piece again. So last year, we did 19.5%, closer to 19.5% margin. So one should think 1.5% decline or there are offsets like this is the gross impact and there will be offsetting cost measures that can help the margin? That is my question number one. And also, -- yes, so this is first question.
And I should take it from FY '25 base, not from Q2 numbers, right?
First question is hi-tech vertical when I look at, right, last 3 quarters have been soft for us. And this, I think, is reflected in our top 5 accounts that is also growing slower than the industry than the company average. Can you explain what to think about this piece? And we have renewals coming up in Q3, so can you give me some early indications? Because what's happening is that hi-tech as a vertical, some of the clients that we may have may also be looking to cut costs. So any views on these 2 points, is my first question.
Sir, I see you have mentioned updates on Southeast Asia business. First, we have gone live with a Tier 1 supplier to a major car OEM. So is this Hyundai AutoEver or apart from that, have we started doing business with some other OEMs? That is the first question. And if you can share some update on how are we doing with other OEMs in Southeast Asia. So that will be helpful. If you can give us an update on that?
Yeah. Thanks for the opportunity. How to think about, dividend policy by generating a good amount of cash flow right now? So how to think about dividends from here on?
Apart from the ₹820 crore debt we have to pay to the parent, we don't have any other obligation. We don't have a different consideration of any…
Congrats on a robust execution during the quarter in difficult times. On Healthcare, I am sure you would have formed GTM strategy, and leadership was inducted. If you can share some strategic high-level pointers of what your thought process is, that will be helpful. The second part is on BFSI. In times like these where expenses from banks are struggling actually, your growth has remained robust. What are those parameters or what are those things that you are doing differently? If you can just highlight what are the key differentiators there.
For Healthcare, you would have already inducted leadership, etc. That process is behind us. That's how we should think of?