Questions across 7 calls

Sanjay Ladha

Bastion Research

Elecon Engineering Company Limited

Elecon Engineering Company Limited · 2026-07-13

Yes, hi sir. Thank you for the opportunity. Sir, my first question is on so you know the last quarter you said that the INR77 crore s revenue would be shifted to Q1 FY27. So, the Gear division which we see the growth is largely because of last quarter deferment of revenue or is there something else attached to that?

Sure. Sir, another question would be, you in the last quarter as well and the last year as well, you said that , this Naval gearbox project has an impact of 1% or 2% due to learning and manufacturing cost. So, are these costs now largely behind us going forward? How do we see a gear division margin because as MHE division margin you rightly said that it roughly around 22% to 24% you are expecting. But is there any ballpark number or range expectation for gear division margin is there any?

Elecon Engineering Company Limited CC-Jan26.pdf · 2026-01-09

Hi, thank you for the opportunity. So, my first question would be, sir, we have seen order intake was the slowest in the last eight quarters. How are you seeing this and what's your view going forward?

Yes.

Travel Food Services Limited

Travel Food Services Limited CC-Jun26.pdf · 2026-05-26

Yes. Hi. Thank you so much for the opportunity. And congratulations on a good set of numbers, sir. So, I wanted to understand our strategy on international markets, since we are so much focused on international market, how the SSP group has given us the LOI for Middle East. And you are also talking about Hong Kong and Singapore. How we are placed on and what is the strategy going forward, is there similar to Indian domestic market or we are doing something differently over there. How -- because these markets are already there and they are, quite mature compared to Indian market. So how you think on that side?

Sir but all these, international expansion would be, with our par ent entity or we see as a standalone entity going outside there as well, how these things?

Affle 3i Limited

Affle 3i Limited CC-May26.pdf · 2026-05-11

I wanted to understand the customer revenue cycle, meaning what is the repeat customer percentage for 1 year, 3 year and 5 years? And why I'm asking is, are we able to increase wallet share with existing customer? Or is it one - time sales for one particular time? Do the 3 -year and 5-year customers still work with us?

Sir, can you share any repeat customer names?

Affle 3i Limited CC-Nov25.pdf · 2025-11-03

Congratulations on the consistent q-o-q performance. I wanted to know what our repeat customer rate is. As for the advertisers, what are the converted users. My sense is that every year, or from their advertisement budget, we should gain the wallet share. If you can highlight or talk about it with an example. I know it's happening over time. Therefore, we see 20% plus kind of growth. But if you can quantify in the numbers as well.

Affle 3i Limited CC-Jun25.pdf · 2025-07-28

Congratulations on a good set of numbers. My question is, are we moving ahead from mobile to other digital platforms or we want to remain as a mobile advertisement company? The other platform would be TV, desktop or any other platform? Are we moving to this direction?

Five-Star Business Finance Limited

Five-Star Business Finance Limited CC-Nov25.pdf · 2025-10-29

Hi, sir. Thank you for the opportunity. So, I just wanted to know that, we are focusing on housing ticket size loan book. And what we have observed and listening to various other players, most of the players are entering into this secured segment. So, my two questions, how you see competition in that space? And most importantly, are you seeing NIM will maintain at this level given the competition will increase? And of course, you already highlighted that this is going to drop down going forwar d as you start taking leverages on that side. But if you can highlight more on to that, where we see the stabilization taking place?

Sir, but just wanted to take a follow up on that side. As you rightly said, there would be a yield of 16% to 18% as you alluded. And if my thinking is correct, on 16 to 18 and on lower of the interest expense on that side, we will see some NIM moderation on that side and that number on ROA will drop out that as well. Is my understanding right on that side or as a company you are thinking on a different line?