Questions across 4 calls

Sanket Godha

Avendus Spark

Bajaj Finserv Limited

Bajaj Finserv Limited CC-May26.pdf · 2026-04-30

Yeah, thank you for the opportunity. My first question is on life insurance. So if I exclude GST impact, the margin for the year was at 22%, and you said that most of the mitigations have been done with respect to GST negative impact by end of the year. So is it safe to say that in next year, if the product mix remains broadly the same, we will end up reporting a 22% kind of a margin for the next year? That's my first question.

No, in the VNB walk, the margin what we mentioned before GST impact is 22%. So, if I am assuming given, we will work with the same, no GST impact broadly. I mean then with the same product mix, are we going to report closer to 22% margin in the next year?

Multi Commodity Exchange of India Limited

Multi Commodity Exchange of India Limited CC-Jun25.pdf · 2025-08-04

Yes, thank you for the opportunity. Sir, can you break down that INR26.8 crores exactly into SGF contribution and the other regulatory costs? So just to want to figure out whether it is 6 or 7 percentage of the total transaction income. That's point number one. And the second question, just wanted to understand your view, sir, that premium to notional, especially if you see in the month of July has come off meaningfully. Just from your understanding point of view, given the volumes are increasing in MCX, whether the retail participation going up, that leading to more people trading in out-of- the-money contracts and leading to structurally lower premium to notional number. Is it a fair assessment to make so that the growth in the notional might not translate probably in the same proportion to the premium growth. Any color if you can give how the out-of-money contracts are trading to understand that trend, sir?

So INR4 crores is...

General Insurance Corporation of India

General Insurance Corporation of India CC-Mar25.pdf · 2025-05-28

Yes. Thank you for the opportunity . Sir, I have a few questions. The first question is on the growth, especially on the international business in the 4th Quarter, if you look at the number’s year-on-year it has declined, but in the 4th Quarter the growth is around 35%. So just wanted to understand this gr owth is sustainable and how much it is driven by any pricing environment change in Jan renewals? Or because of your rating change you probably will have more contracts that contributed to the growth. So if you can split this growth basically led by price hike, rating change, and maybe volume growth, that will be useful sir.

And any benefit of pricing environment changing with respect to --

Nuvama Wealth Management Limited

Nuvama Wealth Management Limited CC-Jun24.pdf · 2024-07-29

Yes. Thank you for the opportunity. In the Wealth business, what I see is that your AUM in net interest income has declined either year on year or sequentially. But if I look at the revenue, there has been meaningfully a strong growth either on year -on-year or sequentially. So, I just wanted to understand that this net interest income growth is largely driven by our rate interest rate increase on the margin trade funding or loan against shares? So, what led to that growth is one first question I have. And in Wealth, maybe if you can broadly indicate out of the total revenue of INR 76 crores what you made in MPIS, how much could be potentially annuity in nature, which is recurring going ahead also for the subsequent quarters? That's the first question which I have on Wealth? The next question I have on the flows, which I'll ask after you answer this?

But is it fair to assume that because markets did very well in the current quarter, margin funding played a role?