Bajaj Housing Finance Limited CC-Nov25.pdf · 2025-11-06
Yes, thanks for the opportunity. So, my question is around the assignment strategy. So , given that our gearing currently is below our target gearing of 7 to 8, so I was wondering if assignment makes great sense. So, while assignment does help us increase our ROA, but then it doesn't help on the ROE side. So, what is the metric we are targeting? Is it ROA over ROE or is it ROE? So that's the first part. And the second is, given the outlook that we have on the market, so what is the time frame within which we should hit that, say, 7 to 8 gearing or let's say median 7.5 gearing?
No, no, I think that's very clear. I think this is very articulate. And when do we hope to hit the seven and a half kind of a gearing, based on the outlook that you have?