Questions across 2 calls

Shailesh L. Kanani

Centrum Broking

Aptus Value Housing Finance India Limited

Aptus Value Housing Finance India Limited CC-Nov25.pdf · 2025-11-01

Sir, my first question was with respect to our stopping of disbursement below INR7 lakh ticket size. Now I appreciate the fact that we are doing it to stay away from MFI customers. But in the past, our commentary has been that there is not much overlap with MFI customers. And to be honest, our asset quality has been better vis-a-vis peers, right? So why this move when the disbursements are kind of a little bit lagging than our earlier assumptions. So if you can just elaborate something on that front, sir?

So basically, there is no early signs of stress in the book. Is that a right assumption?

Balrampur Chini Mills Limited

Balrampur Chini Mills Limited CC-Mar24.pdf · 2024-05-21

Sir, couple of questions from my side . So I wanted to get some sense on realizations . You have answered in part , but if FY24 was good in terms where we have seen 6% increase , especially considering that last year was 15% export as well . So in our model building how do you think we should factor in this considering the current environment and next season, if you can give some color on that?

Fair enough. Sir also on a PLA project , just an extension of the earlier question , can you give some guidance with respect to how the capex is going to flow in the next two years in terms of our project , if that is possible?