Shreejit Nair

Yes, hi sir, thank you for giving me the opportunity. I just had a question. So you mentioned that this year this quarter PSLC income was lower compared to same time last year. And is that the right understanding?

Okay.

Okay. And that is the reason why other expenses is lower right on a Y -o-Y, Yes. And what is the reason for lower employee expense on a Y-o-Y basis?