Shreyanth KT

Hi. Good afternoon team. I hope all of you are doing well. Just a quick question. I believe you had called out earlier that you're going to be more cautious in the Commercial Banking MSME segment. But then I saw that the Slippages have gone up actually. So could you point out is there any specific segment or cohorts you're seeing stress?

Okay. Perfect. And quickly one more. Just on the Retail, again, you’ve already answered some of my questions over there, but just a few more things. One is what products are you planning to be more aggressive on going forward? And where are you being more cautious? That's one. And second, the disbursement number being lower, is that just seasonality or can it be attributed to any other reason?

Okay. Perfect. And regarding the product strategy within Retail?