Shubhana Sheik

Hi, sir. Good evening. Sir, I wanted to ask, you've acquired the gold loan business. Last year itself RBI revised its guidelines on gold loans which came into effect this year. I wanted to ask any concerns you see on income generating versus consumption generating loans and the overlap on personal loans given that you've entered gold loan business?

But would you be cautious in giving out loans to consumption generating that consumption generating category, you know, because of concerns around over-leveraging?

Okay. Thank you, sir.