Shubhanshi Rathi

Good evening, sir. What are the current trends in home loan growth and what are the expectations for the growth in near term?

Okay. A couple of more questions , sir . What is the outlook on distribution fee income, particularly from life insurance? And how is the Bank planning to enhance the overall distribution fee income? Are there any specific targets or strategies in this regard?

Okay. And sir, why have the employee costs been so high during 9-month FY25?