IIFL Finance Limited CC-Dec23.pdf · 2024-01-18
Sure, thanks. So, the first question is on the housing loans, given the fact that the CLSR is over. Are we expecting any kind of revamp or relaunch of CLSS with a new name or another CLSS to the current budget? That's the first, on housing because it has had an impact on supply of affordable housing. Second is on the gold loans. If you can spell out what the top 50 branches contribute in terms of disbursement and AUM and top 100 branches. Just want to understand t he concentration there in terms of disbursement as well as AUM. Also, what sort of LTVs are we working with in gold loans in this quarter or in the last two odd quarters with the gold price going up? And my third question is on, again, harping on the digital loans, given the fact that we are doing business loans. What sort of businesses do we select or maybe what sort of businesses do we reject? I think that would be the question. And if you reject, what would be the key reasons for rejection of those businesses? Thanks.
Yes, what sort of rejection parameters would we have for...