Sir, could you please explain what are these quasi-home loans in the home loan book?
So, is that an unsecured loan or a secured loan? What is this exposure?
Questions across 2 calls
Shubranshu Mishra
Philip Capital
Aptus Value Housing Finance India Limited
Axis Bank Limited
Good evening, sir. Thank you for the opportunity. Got a couple of questions on the credit card piece, which is on slide number 22. So when we say 52% is ETB and 33% is known to bank, this entire 33% known to bank is coming from the Flipkart co -brand. That is the first part that I wanted to understand. And also the definition of Known-To-Bank. The second part is what is the mix of revolvers, EMI, and personal loans here in the transactors here in the mix? And what would be the ballpark ROA that we make on a steady state basis in this business, in the credit card business? Thanks.
What would the ballpark ROA of the credit card business on a steady state business, steady state business, not in this quarter or quarter gone by?