Siddhart Chandrashekhar

Congratulations for the good set of numbers. So, sir, I have one doubt related to our deposit profile, right? So, if I see the last 5 years, deposit growth Q -on-Q for the Q2 and Q4 is flat for our bank, which is a little different for the other banks where like they showed good deposit growth for the Q4. And also, Q2, they are showing some decent 2% to 3%, some kind of growth, right?

Sir, one more question. Since you are meeting most of the requirements that RBI has guided for a universal bank, are we trying to apply for that?