Stockrabit · Analysts
Questions across 6 calls

Siraj Khan

Ascendancy Capital

Aadhar Housing Finance Limited

Aadhar Housing Finance Limited CC-Feb26.pdf · 2026-01-30
Firstly, I wanted to know, I mean, the numbers that I'm seeing in the PPT, the Y -o-Y growth in the NHL disbursement is 25% and the HL is only 11%. So I mean, are we focusing more on NHL? Or is there like a rollover effect happening? Because 11% growth in the HL disbursement seems a bit low. So are we seeing a little bit of like going slow for any specific reason or this is by rollover of any disbursements in the coming quarter?
Correct. Correct. So I was referring to that. I was referring to that itself because in the PPT, the 9 months to 9-month comparison, it is 4.5%. So this is by design that we are...

Home First Finance Company India Limited

Home First Finance Company India Limited CC-Jan26.pdf · 2026-01-23
Hi, team. Thank you for the question. First, a clarification. Can you call on the logins growth, and also the number of logins that you have plugged during this quarter? Because there has been a little bit of a noise, yes, you said that the affordable housing piece is starting to come out of the woods, but what was the login group, if that number could be called out?
So, if you could give me like the funnel, then what will be the login to disbursal funnel? So, like if 100 cases were logged in, what would be the disbursal rate just to get it?

Bajaj Housing Finance Limited

Tata Capital Limited

Tata Capital Limited CC-Nov25.pdf · 2025-10-28
Hello. Thank you for taking my question and a very good set of numbers. Sir, with respect to the comment that you made on the previous participant's question, in the housing finance company, so where do you see this share of Affordable Housing going up in the specific housing finance subsidiary? It's currently at 19% and with us saying that it would reach around 1 lakh crore in the mid of FY '27. What will be the breakup of this? How much of a percentage will be affordable and the other stuff?
Understood. And with respect to the yield, as you have mentioned, for affordable and the Secured business loan, I think what was mentioned, what is the yield difference, sir? If my book yield is say 11% or X, what is the difference between the yield of these 2 products?

PNB Housing Finance Limited

PNB Housing Finance Limited CC-Oct25.pdf · 2025-10-27
Yes. Thank you for the opportunity and good set of numbers. So, sir, first to clarify, the exit NIM for FY '26 that was mentioned was 3.6-3.7. Was that correct? Did I catch that right?
And also another classification, our guidance that we had given for FY '27 that 15% of the portfolio, so approximately Rs. 15,000 crores will be the AUM for Affordable and 65% will be Prime and the balance will be Emerging. Is that still holding true or will that change?