The Jammu & Kashmir Bank Limited CC-Mar25.pdf
6 May 2025
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Sonal Minhas. Thanks for giving me time to ask my question. The first question is, with regard to, sir, SMA-1, I see a Y-o-Y growth in SMA-1 while the SMA-2 has gone down. If you could just throw some subjective feedback on it, that would be good to know.
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Got it, sir. So, we should look at it maybe next quarter and then see again.
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Sir, my second question is, with regard to the bifurcation of your advances into personal finance, infrastructure and the other heads, I wanted to understand, sir, which part of, so the first question is, is the personal finance book a mature book? Because the GNPA here is 0.81. So , wanted to understand, is it a mature work ?
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