Sonal Minhas

Hi, sir. I am Sonal Minhas. I wanted to understand the reason for increasing the provisions in this particular quarter. Anything specific or this is just specific to Q1 provisions being on the highest side?

Okay. So, nothing to read on the bad debts in terms of provisions?

Got it, sir. Okay. Sir, second, I wanted to understand the segmentation of the advances growth. Is this incremental growth of being from early teens to mid-teens largely attributable to the new verticals you have entered or this is largely working capital, cash and credit loans that is basically seen a higher rate of growth? So, what can we attribute the higher?