City Union Bank Limited CC-Apr26.pdf · 2026-04-27
Yes, hi, sir. Am I audible?
Yes, hi. Thanks for taking my questions, sir. So, a few minutes ago you said that with the new ECL regulations coming in, the banks would have to adjust through the opening balanc e itself and not through reserves, and hence not much incremental provisions will be required on the ECL front. However, the floor rates have been unchanged. So, I was wondering if , at this point, you would be more comfortable sharing your view on what the impact would be on the steady state credit costs? Yes, that's all.