So Rs.160 crores was towards the MFI and Rs.40 crores was towards the corporate account.
So we can't guide you on the contingency buffer utilization, but the 30 to 90 DPD, which is a good indicator of the stress and slippages, is still elevated at 4% because October and November were challenging months for micro finance.
So, I think this is a much-debated topic that election creates delinquency. We've seen in our retail finance as well as in microfinance, that until and unless there is political activism, it does not create delinquencies to a large extent. And I think the state government s also don't promote to a large extent, a ny act resulting in increase of delinquencies. Having said that, we have diversified portfolio across geographies in these areas, and we have no concentration risk to be bothered about as we go along.
We've always said that our margins would be between 4.2% to 4.3%. And it's the mix of balance sheet, which makes our margins more stable. You should look at how we managed our margins. We've heard that our margins would go down. If you look at the last 4 to 6 quarters, we've been very steady between 4.2% and 4.3%. And we continue to believe that we'll remain steady.
Let me first talk about the disbursement s. Our disbursements in Q1 were around Rs.8,500 crores and Q2 were at ~Rs.7,050 crores against our average run rate of around Rs.12,000 crores to Rs.13,000 crores. As a consequence, our book ran down because the repayments are coming in higher than disbursements. The 30 to 90 DPD is at 4% in the MFI book.
We had around Rs.9,600 crores of the repayment this quarter.