Central Bank of India CC-Jan26.pdf · 2026-01-16
Congratulations to the management team on delivering another strong quarter with over 35.31% Y-o-Y growth in consolidated profits, and further improvement is seen in asset quality. So , my first question is going with 19.5% credit gr owth, and the capital adequacy ratio is now trading towards 16%, so at what growth rate do we start consuming capital meaningfully ? And should we expect any equity dilution for raising Tier 1 or Tier 2 capital in FY '26 and '27?
Sir, ROE is now around 1%, and you have given a target of 1%. Is this the peak zone for a PSU Bank like yours? Or what are the three levers to sustain or improve ROE above 1% once recovery and credit costs stay in place?