Stockrabit · Analysts
Questions across 2 calls

Varun Dubey

Share India Securities

Capri Global Capital Limited

Capri Global Capital Limited CC-Feb26.pdf · 2026-02-02
First of all, sir, congratulations on your superb set of numbers. I mean the company has shown really good growth. If you can just throw some light on what was the reason for decline in the overall net interest margin to 9.1%. And also the company has said that the overall spread would reach to 7.2% going forward. So I mean, does the company stay with the same guidance for spreads we have said?
Okay, sir, but you have guided for 7.2%, I remember in the second quarter. So do you stay with the guidance of 7.2%? I mean will we see more 20 basis point improvement in spread in the fourth quarter?
Capri Global Capital Limited CC-Nov25.pdf · 2025-10-31
Congratulations on your strong set of numbers. Sir, just wanted to understand what's driving the overall net interest margin for the company, because the net interest margins have gone up by around 60 bps on a quarter -on-quarter basis. Your cost of borrowi ng is down by 10 bps and spread is up by around 20 bps. So what's actually driving the overall net interest margin? And with the 30 bps to 40 bps decline in cost of funds that you are expecting in the next 2 to 3 quarters, where will they stabilize?
Sir, but this 30 bps to 40 bps that you're expecting cost of funds to go down. So where will your margin stabilize going ahead, expecting a 30 bps to 40 bps decline in cost of fund? And also when you say 30 bps to 40 bps decline in cost of funds, are you f actoring the further rate cuts by RBI?