Vatsal Shah

Most of my questions have been answered. Just wanted to understand that in the SM A-0 and SMA-1 book, you mentioned that there have been some pockets of stress. Can you just mention which are those areas which are experiencing less stress?

And just a last question on the CASA rate. So, you mentioned that the retail portion of the liability side is growing on a year -on-year basis. But on quarter -on-quarter, the CASA was shifted down from 36 to 33. So, can you just mention what was the reason for this CASA de - growth not on the retail term deposits, but just the CASA?

So, is there any numbers for the CASA range like around 35% or something like that?