Vijay Sharma

So, on Slide #22 where we have mentioned Affordable, Micro and LAP, so that is referring to the Affordable Housing and Micro Housing?

So, the rates that we have mentioned for Affordable and Micro, so Affordable specifically is 11 and 12, so which is slightly lower than what the listed peers are there in the Affordable Housing space. Is this a conscious decision taken by us, leveraging the lower cost of borrowing? Is that the way to think about it?

I mean, the Micro Is evident. I mean, QoQ, there is a 14% increase and that has increased quite faster. But on an overall basis, because as you mentioned that in the 22 nd slide, that it is a high margin business and therefore you want to scale that.