Questions across 4 calls

Vikram Damani

Damani Family Office

Piramal Finance Limited

Piramal Finance Limited CC-Apr26.pdf · 2026-04-27

Hi, am I audible?

Hi, congratulations on a good set of numbers. I had two questions. First is, could you explain the INR900 crores, the two line items on the PL, the net loss on fair value changes at almost INR1,000 crores and the INR590 crores impairment that you've taken? And the second one was around your branch expansion. You've sort of gone from 570 to 700, now you're going to 880 as per your presentation. So, given that, any sort of change can we expect in the opex to AUM because new branches will take t ime to bring up to vintage? You've so far done very well. So, on these two things? Thank you.

Piramal Finance Limited CC-Feb26.pdf · 2026-01-23

Okay, I will just jump right into it. On Slide 15, I see that your retail disbursements have slowed down INR 500 crores quarter on quarter. Anything you want to call out?

Okay, lovely. That's the only one that was left for me. Thank you. Have a good day.

Escorts Kubota Limited

Escorts Kubota Limited CC-Feb26.pdf · 2026-02-10

Hi, good evening. So, you all were to publish an updated mid-term business plan as per some previous calls. Any status updates on that?

Okay. The reason why I ask is because the plant has been quite a bit of delay. So, just trying to get a sense of where we are today as a company with all the duties and everything ? So, like you said, hopefully in the next three months, we should get an updated mid-term business plan.

Sammaan Capital Limited

Sammaan Capital Limited CC-Jun25.pdf · 2025-08-13

Okay. So just one clarity. On Slide 5, you mentioned that your disbursements are INR3,736 crores. And on Slide 12, it says INR2,640 crores. So just wanted to know the -- if you can explain the difference between the two, please?

Okay. So we've disbursed the amount, it's just that is not yet gone under the asset -light model. The difference is due to the time lag in assigning the loans?