Bandhan Bank Limited CC-Dec24.pdf · 2025-01-31
Good evening. Thank you for the opportunity and congratulations on your appointment. I have two questions. So, the share of secured loans will continue to inch up from current levels of 49% to 55% and NIMs as a result will moderate, could you also comment on how this will impact credit cost in the FY25?
Secondly, sir, if you look at the collection efficiency, we have seen a dip for the month of December versus September. Could you please explain what is driving this and what's your outlook here? That would be my questions.