Bajaj Finance Limited CC-Feb26.pdf · 2026-02-03
Hi, thank you for the opportunity for letting me ask the question. So , Rajeev first with regards to the ECL provisioning, I'm sure I think there will be -- this will be the one thing that people are going to ask. But I was wanting to check and get a sense of the structural change that you mentioned in your commentary. What we are seeing is that there is an increase in Stage 1 and 2 PCR. So , does this mean that your steady state credit cost could look higher than what otherwise it would have been? And if yes, then basically what would be your say on guidance for FY '27? And secondly, if you can just comment with regards to your growth outlook more for FY '27? That's two questions.
Got it. That's very clear.