So, wanted to know now on the gold loan side going forward, since we have a lot of capital, right , and we have raised capital to rights issue, etc., what I want to understand is, are we going to focus on gold loan itself or we are going to focus on co -lending because right now we have no reward to focus on co-lending because we have surplus capital and we want to get profitability and co-lending is not very profitable, right, and can you put some light on that whole area, how you are going to go forward?
We should be focusing on gold loans itself, right, why co-lend?