Hi, Sir. Thanks for the opportunity. On the login to sanction ratio, which you mentioned, which has come down from the 42% to 38% level. So, any specific geographies contributing to it? And what trends or indicators would suggest it normalizing up to, say, maybe to 40% in a couple of quarters or something like that?
Okay. Got it, sir. And sir, on the margins front again, just to check, so only about 36% of the book is linked to repo, which would have a faster repricing. But fair to assume the other rest of the almost 50% book, there would be some time lag and yields a nd margins could be under pressure in H 1FY26 because of the time lag and eventually catch up.