Yogesh Shroff

Thank you so much for the chance to ask the question. Thank you so for the chance. So a quick question. I think first is what are the net cash levels in the balance sheet currently? And what is the plan for buyback? I think last quarter also, you had said that you are planning on a buyback and now that the rules from SEBI have been relax. So what are your views when can we expect a buyback to start?

Got it. And the next question was, I think, we have added a very big sales team over the last 2 quarters. And when you look at the numbers in terms of new SIP additions or new client additions, the pace has actually slowed down compared to the previous yea rs. So what do you feel -- what do you see on the ground? Is there like people are not willing to invest fresh money right now?

Got it. And if you can please elaborate more on an insurance strategy. So how many new clients or current clients are also a part of your other ecosystem maybe your broking business or your mutual fund business. So, is there -- what's the strategy for insurance business in the longer term? Because in a period of time only, we will be able to use out our existing ecosystem in terms of insurance.