Stockrabit · Analysts
Questions across 10 calls

Rohit Jain

Tara Capital Partners

Tata Elxsi Limited

Tata Elxsi Limited CC-Jan26.pdf · 2026-01-13
Yes. So, my question is on the anchor client. Now last to last quarter there was an issue, and then last quarter, it sort of came back. But given the issues ongoing there and the kind of debt situation that's developing, for the next year on a whole, do you expect the anchor client to grow from this year's level? Or do you expect it to be stable? How should we think about the trajectory on the anchor client side?
And just last question on that anchor client again. Are you sort of gaining share of the work being done there? Or is the share stable and the growth depends on the increase in tech spends by the anchor client?
Tata Elxsi Limited CC-Sep25.pdf · 2025-10-09
Yeah, hi. Thanks for the opportunity. So , just wanted to get some sense for the coming quarters. Now obviously, on the positive side, you said that automotive and health care are going to see continued traction. But then on the other hand, the media vertical is going to see a slowdown, given that this quarter had higher growth because of one deal ramp up and then it is also a furlough quarter. So net -net, how should we think about the growth in the coming quarters at a company consolidated level?
And how should we think about margins given that there is a tailwind from better growth, but then there are headwinds from maybe the V FX not being as supportive or not contributing as much as it did this quarter and then there is also a wage hike?

SBI Cards and Payment Services Limited

SBI Cards and Payment Services Limited CC-Dec24.pdf · 2025-01-28
Yes, my question is that this guidance of loan growth for next year, 12% to 15%, given that we are now incrementally sourcing better vintage customers, and a lot of poor-quality customers would automatically get weeded out because of the stress over the last 2 years. Is it fair to say that this now seems like more sort of a medium -term trajectory, and this is how it would be for the next 1 or 2 years?
And I have one more question. On the cost -to-income, you said for the next year, the broad range is 52 to 55, but in an environment where, let's say, growth picks up, would it be fair to assume that cost-to-income would also go up?

IDFC First Bank Limited

IDFC First Bank Limited CC-Sep24.pdf · 2024-10-26
My question is the continuation of the last question. Now, in general in the credit card segment, we have seen stress across players, whether it is NBFC players, marquee NBFC players, whether it is the likes of Kotak also, I am not even talking about SBI Card, the monoline player and in your case, I see that credit card, which is a business that has grown recently, there the SMA's are going down and you are saying that the credit costs are going to be lower, I understand that you have your own filters and your own sources of confidence, but when there is so much issue in an industry that even the best of the breed are sort of showing stress, it sort of beggars belief , so I just wanted to understand how is it that we are going to escape from this turmoil in the credit card segment, when almost every single player has highlighted stress there?

Balkrishna Industries Limited

City Union Bank Limited

City Union Bank Limited CC-Mar24.pdf · 2024-05-20
So I have a couple of questions. The first one is on the cost-to-income ratio. Now sequentially, it moved up from 48-%odd to 51.2%. And in your opening remarks, you said that this is going to remain high for some time until the benefits of investments start flowing through. So how should we think about it? I mean should we assume that the existing rate which is 51% that is going to be the rate for at least FY '25. And then in FY '26, it starts tapering down. Is that how we should think about it?
So the first half will be around the existing rate. The second half is going to see some benefit. So net-net you expect the overall year to be between 47% and 51% is what you're saying?

Laurus Labs Limited

Analysts/Institutional Investor Meet/Con. Call Updates Laurus Labs Limited has informed the Exchange about Transcript · 2024-01-24
One question from my side. Can you help us understand what is the target margin, let's say, levels for FY '25, the EBITDA margin levels?
Just one -- I think one of the earlier callers has also mentioned this. Over the last 3 quarters, what we have seen on the call, which is just qualitative comments that it will get better without any tangible numbers. So for us, to be honest, it's a very difficult situation because, let's say, if you have 15% going to 18%, that can also be classified a significant improvement, 20% can also be significant, 22% can also be significant. So how should we think about the actual numbers because a lot of improvement is obviously already baked in?
Laurus Labs Limited CC-Dec23.pdf · 2024-01-24
One question from my side. Can you help us understand what is the target margin, let's say, levels for FY '25, the EBITDA margin levels?
Just one -- I think one of the earlier callers has also mentioned this. Over the last 3 quarters, what we have seen on the call, which is just qualitative comments that it will get better without any tangible numbers. So for us, to be honest, it's a very difficult situation because, let's say, if you have 15% going to 18%, that can also be classified a significant improvement, 20% can also be significant, 22% can also be significant. So how should we think about the actual numbers because a lot of improvement is obviously already baked in?
Analysts/Institutional Investor Meet/Con. Call Updates Laurus Labs Limited has informed the Exchange about Transcript · 2023-10-20
So, on the last call, you said that you expect improvement in the synthesis business from the next quarter onwards and this quarter that we have seen that that particular division has degrown by 10% sequentially. So, can you help us understand what changed within three months and what is the outlook for this particular division going forward?
No, I understand. The reason I ask that is on the last call you said that there was some deferment and that's why the first quarter number was lower and you expect improvement sequentially. So, should we understand that there was some further deferral?
Laurus Labs Limited CC-Sep23.pdf · 2023-10-20
So, on the last call, you said that you expect improvement in the synthesis business from the next quarter onwards and this quarter that we have seen that that particular division has degrown by 10% sequentially. So, can you help us understand what changed within three months and what is the outlook for this particular division going forward?
No, I understand. The reason I ask that is on the last call you said that there was some deferment and that's why the first quarter number was lower and you expect improvement sequentially. So, should we understand that there was some further deferral?