Questions across 4 calls

Sucrit D. Patil

Eyesight Fintrade Pvt Ltd

Rainbow Childrens Medicare Limited

Rainbow Childrens Medicare Limited CC-Jun26.pdf · 2026-05-25

I have two questions. My first question to Mr. Dalal is, looking ahead, how do you see Rainbow's operational model evolving to balance scale with efficiency? What measures are being taken to strengthen hospital network resilience, automation and patient delivery sta ndards across the diverse geography? That's my first question. I'll ask my second question after.

M y second question to Mr. Vikas is, from a technical standpoint, how is the company optimizing its capital structure to balance growth investments in new hospitals and technologies with keeping the debt under control, especially given the capital-intensive nature of the business? Can you elaborate in detail on the framework being used for cash flow forecasting, interest rate risk management and working capital efficiency to ensure liquidity while still maintaining the profits above the green zone?

HDB Financial Services Limited

HDB Financial Services Limited CC-Jan26.pdf · 2026-01-14

Yeah. I have two questions. My first question is to Mr. Ramesh. As India's NBFC sector evolves with rising retail credit demand, Fintech partnerships and regulatory oversight, what structural shifts do you see shaping the company's competition over the nex t 2 to 3 years? Specifically, how are you preparing to differentiate beyond balance sheet growth, whether through digital first lending or customer lifecycle management or any risk analytics? Yes, I wo uld like to hear a view on this? This is my first question. I'll ask my second question after this.

Yeah, my second question is to Mr. Shah. Given the pressure from rising funding costs and the needs to invest in more tech -related platforms, how are you balancing near -term margin protection with longer -term investment that could structurally expand the profit ceiling? Are there specific levers like liability-mix optimization or operating efficiency or any particular fee- based kind of service that you see as margins expand beyond FY26? Thank you.

Olectra Greentech Limited

Olectra Greentech Limited CC-Nov25.pdf · 2025-11-12

Good morning to the team. I have two questions. My first question is for Mr. Subramanian, forward- looking questions. I wanted to understand a bigger picture. What is the long-term plan for Olectra just beyond winning bus orders or expanding capacity , is there a deeper tactic you are building that gives the company a lasting edge , just for example, are you thinking about any partnerships or any joint ventures, any new platforms , or any innovative way of working that makes the company stronger and hard for your competitors to copy your model? Thank you.

Second question is to Mr. S harat. It is on margins. When costs rise, like battery, raw materia l or financing, how do you make sure the margins stay steady without slowing down growth -- is there any system that you have put into place or you will be putting into place, like smarter sourcing, design efficiency or pricing control that helps to keep the profit in line and even when things are when you cannot foresee certain crisis coming down the line? We want to hear your view on this. Thank you.

JSW Cement Limited

JSW Cement Limited CC-Nov25.pdf · 2025-11-10

I have a forward-looking question on this company's outlook and how it will be going ahead. As more players expand in the blended cement and green construction space, what is JSW Cement doing to build a strong edge, not just through capac ity or pricing, but something in a more extended way like a way of working or thinking that grows over time and makes it hard for your competitors to copy? That's my first question. I will ask my second question later.

My final question is about margins and cost planning. Again, a forward looking one. As realizations remain soft and cost s keep on fluctuating, how are you pl anning to protect the margins and are there any smart internal methods that you will be putting into place that will help you keep the delivery high without hurting the profit?